There’s an urgent need for professional detox when recovering from substance use disorders (SUDs). It’s because withdrawal symptoms associated with substances like alcohol or opioids can be very uncomfortable or even life-threatening. Professional detox provides medication-assisted treatment (MAT) services, where you use medications to ease withdrawal symptoms safely.
However, professional detox can be very expensive. Choosing a program covered by insurance reduces financial stress, allowing you to focus on recovery. Cigna is a major insurer that covers a wide range of SUD services, including medically necessary detox. However, coverage depends on your exact Cigna plan and whether you’re seeking in-network or out-of-network care.
If you’re considering detox programs in Phoenix or insurance verification, please reach out to our team at Nirvana Recovery. We’re a trusted local partner for both SUD treatment and insurance verification.
Understanding Cigna’s Coverage for Detox Services
Why Detox Is a Critical First Step in Recovery
Medical necessity for detox is not the same for every drug or person. It’s influenced by the following:
The substance
The pattern of use
Withdrawal history
Co-existing conditions
Here’s an overview of substance-specific reasons why detox is medically necessary:
Alcohol: Withdrawal can result in seizures and delirium tremens, which can be life-threatening. Medical detox provides stabilization and seizure management. Continuous monitoring ensures continued stability.
Opioids: Withdrawal can cause severe vomiting, dehydration, and autonomic instability. Medically supervised detox may involve the use of methadone or buprenorphine to ensure stability.
Benzodiazepines: Abrupt withdrawal can cause severe, prolonged symptoms like seizures and psychosis. Medical detox may involve supervised tapering with monitoring of severe withdrawals.
Quitting “cold turkey” without supervision can lead to the progression of withdrawal symptoms. In high-risk situations like alcohol withdrawal, it can lead to death.
How Cigna Classifies Detox Treatment
Inpatient Detox
Involves continuous nursing and medical care. The following is provided in a hospital or residential medical unit:
Vital signs monitoring
IV fluids
Medication
Management of seizures
Psychiatric support
Cigna approves this level of care when it determines moderate to severe withdrawal risk or expected complications.
Outpatient Detox
Involves withdrawal management in a non-residential setting. The care can be provided in a clinic, a physician’s office, or a structured outpatient program.
Cigna may approve this care when there’s a low to moderate withdrawal risk. Reliable social support and the ability to return to care as soon as symptoms worsen can also influence this approval.
Emergency Detox
Involves short-term stabilization in an emergency department. It includes the management of acute withdrawal complications like seizures, severe dehydration, or suicidal ideation.
Cigna covers emergency services when medically necessary. However, subsequent inpatient admission or transfer to a detox program will be evaluated for medical necessity.
Federal and State Insurance Protections
The Affordable Care Act (ACA) made SUD treatment an Essential Health Benefit (EHB) for most individual and small-group market plans.
The Mental Health Parity and Addiction Equity Act (MHPAEA) mandates that a plan’s financial rules and treatment limits for SUD services be no more restrictive than the same rules for medical or surgical benefits.
The Arizona Department of Insurance and Financial Institutions (DIFI) provides guidance requiring a uniform pre-authorization request form. It also sets standards for pre-authorization processing (timelines and disclosure of clinical criteria). This means providers and facilities in Arizona should use the state’s uniform prior-authorization form when requesting authorization for detox services.
Types of Cigna-Covered Detox Programs in Phoenix
Inpatient Medical Detox
It involves 24/7 supervision since some withdrawal complications, like seizures, can happen abruptly and outside regular clinic hours. Constant supervision enables staff to respond immediately to such changes. The medical team that helps with this type of detox may consist of the following:
A physician
Registered nurses
A pharmacist
Behavioral health clinical assistants
Consultants
The staff may provide different medications to help with withdrawal management.
Cigna will cover inpatient medical detox when it’s medically necessary. However, some plans may require the facility or healthcare provider to document medical necessity and request authorization before admission.
Emergency care for acute withdrawal is covered without prior authorization. But inpatient admissions that follow must be reported as soon as possible for review.
Outpatient Detox Programs
Outpatient detox can be safe and effective for people with lower medical or psychiatric risk, reliable support, and easy access to emergency care. The following are more conditions that make this level of care appropriate:
Low risk of severe withdrawal complications like seizures
Low physical substance dependence
Capacity to follow instructions and take medications as required
Inpatient detox would be a safer choice if any of these or the former conditions are missing.
Outpatient detox is the cheapest detox program, compared to inpatient and emergency detox. It’s because there’s no overnight stay or 24/7 nursing station, and it involves fewer staffing hours.
In-network detox services are offered at lower out-of-pocket costs compared to out-of-network services. Some plans cover in-network detox only, while others cover both, even with the extra out-of-pocket costs of out-of-network care.
Medication-Assisted Detox
Cigna has varying coverage for detox using different medications. Let’s have a look at the three common ones.
Buprenorphine: It may be covered under Cigna’s pharmacy or behavioral health benefits. However, some formulations like extended-release injections require prior authorization. Some plans have removed pre-authorization requirements for basic buprenorphine products. Ultimately, coverage rules vary by product and plan.
Methadone: It’s covered when dispensed through a SAMHSA-certified Opioid Treatment Program (OTP). Cigna’s policy approves methadone when given by an OTP or for very short emergency inpatient use. You’ll not get methadone for Opioid Use Disorder (OUD) through retail pharmacies. It’s only available through an OTP.
Benzodiazepine: Cigna judges tapering strategies based on medical necessity. You may need prior authorization to use benzodiazepine in inpatient detox because of seizure risk.
Specialized Detox for Co-Occurring Disorders
Cigna covers both mental health and substance use disorder services. It will authorize medically necessary detox for people with co-occurring diagnoses. However, coverage depends on the following factors:
Clinical justification of medical necessity
Network status (in-network or out-of-network)
Pre-authorization rules
Many Cigna plans include benefits for behavioral health and substance use. Treatment recommendations use a level of care approach after assessment. Thus, programs that treat both substance use and mental health disorders can be covered when clinically appropriate.
Treating withdrawal and the co-occurring mental health condition improves safety by reducing suicide risk or preventing destabilization. It also supports authorization for SUD and mental health services.
How to Verify Your Cigna Coverage for Detox in Phoenix
Reviewing Your Policy Documents
You can locate detox coverage in your Summary of Benefits and Coverage (SBC). It’s an overview of the covered services and their levels of cost-sharing. Look for sections titled “Behavioral Health/Substance Use Disorder Treatment” or close to that. You may find information on whether detox or withdrawal management is included or whether it’s part of broader behavioral health services.
Detox may appear as a footnote or sub-bullet within broader behavioral health benefit lines. If you don’t find it listed by name, look for phrases like “Substance Use Disorder” with the mention of residential treatment, detox, or MAT.
Calling Cigna Member Services
Ask questions about the following:
In-Network Status
Is a particular facility in-network for a particular detox program under your Cigna plan?
Are referrals needed to use a particular facility? (E.g., referrals from a primary care provider)
Under your plan, are there any network restrictions concerning detox services?
Out-Pocket Costs
What deductibles, copays, or coinsurance apply to a particular detox program at an in-network facility?
What is your out-of-pocket max for behavioral health or SUD services?
What costs apply if the facility is out-of-network?
Length of Stay Limits
How many days of inpatient detox are covered under your plan?
Can you get an extension if medically necessary? If so, what’s the process for getting one?
Using a Detox Facility’s Verification Service
Insurance verification can seem complicated, but that’s why you have resources like Nirvana Recovery. We can handle the verification for you. Our admissions team can find out your Cigna benefits quickly and accurately. This information will help you determine what detox, rehab, or MAT services might be covered. With that, you’ll know whether your plan is sufficient for the services you need it for.
Our team at Nirvana is experienced in running confidential checks. We can also verify the following for you:
In-network status
Coverage levels
Pre-authorization requirements
Cost-sharing details
You simply need to contact our admissions team to get started. We will request your member details before submitting a benefits check to Cigna. Once we get the results, we’ll interpret them for you.
Understanding Pre-Authorization Requirements
Cigna may not cover some detox and MAT services unless you receive authorization. If you proceed to seek care without authorization, you may end up being responsible for the full cost.
Furthermore, timing is crucial in addiction treatment. Short delays can lead to relapse, overdose, or severe withdrawal complications. If you end up quitting a substance like alcohol “cold turkey” due to delays caused by failed authorization, you may risk death.
To avoid delays in admission, find out in advance whether pre-authorization is required. Document medical necessity thoroughly, noting information like:
Withdrawal severity
Prior complications
Psychiatric risks
Treatment plan and duration
Ensure your pre-authorization request is submitted electronically without errors.
In-Network vs. Out-of-Network Detox Programs in Phoenix
Cost Differences
Before we look at cost differences, let’s understand the terms you’ll come across:
Deductible: A set amount you must pay each year before your insurance has any responsibility. For example, if you have a $1,000 deductible, you first pay the amount before insurance comes in.
Coinsurance: Once you meet your deductible, you pay a percentage of the costs (e.g., 20%) and your insurance covers the rest (e.g., 80%).
Copay: A fixed fee you pay at each visit or for each service. For example, a $250 copay for an ER visit.
In-network providers and facilities have negotiated rates with Cigna, so their overall cost is lower. Out-of-network facilities and providers can charge more than what Cigna deems “allowed.” You’ll be responsible for the difference, on top of your cost share. Expect higher deductibles, coinsurance rates, and copays.
When Cigna Might Cover Out-of-Network Detox
Cigna may cover out-of-network detox when there’s justified medical necessity. Detox must be clinically essential. This determination is based on a physician’s assessment of high-risk cases like the following:
Severe withdrawal
A history of seizures
Co-occurring medical or psychiatric conditions
Insurers don’t come up with their detox rules. They align their decisions with established standards like the American Society of Addiction Medicine (ASAM) Criteria.
Cigna may also make a network gap exception. This insurer, among others, is legally required to maintain an adequate network. Enough qualified providers and quality facilities must be available within reasonable travel and wait times.
When detox lacks an available network, the network gap exception may apply. Cigna may permit your out-of-network care at in-network rates for a single case. This means you shouldn’t expect higher deductibles, coinsurance, or copays.
Enter “Phoenix, AZ” in the input box with the placeholder text “Enter Address, City, or Zip.” If you’re currently in a different location, enter it in the input box.
Click “Health Facilities and Group Practices”
Enter “Substance Use Detox Facility (Inpatient & Outpatient)” or select it from the list of “All Facilities” and click “Search.”
Search for the following if you’re looking for an alcohol detox facility: “Alcohol/Drug Use Detox Facility (Inpatient & Outpatient)”; “Alcoholism/Drug Use Detox Facility (Inpatient & Outpatient)”; “Drinking Problems Detox Facility (Inpatient & Outpatient).”
Search for “Opioid Use Detox Facility (Inpatient & Outpatient)” if you’re looking for a facility that specializes in opioids.
Click “Continue as guest” since you don’t need a myCigna account to find facilities.
Common Insurance Challenges and How to Overcome Them
Denied Claims
You may wonder why your claims were denied. Here are common reasons:
Medical Necessity Disputes: Cigna may believe the detox service wasn’t medically necessary. For example, they may argue that outpatient care was sufficient.
Missing or Incorrect Paperwork: Simple mistakes such as providing the wrong patient’s name or missing diagnostic details can lead to denial.
Lack of Prior Authorization: Many Cigna plans require pre-authorization before services are rendered.
A denial isn’t the end of the road. You can always appeal. Here’s how:
Understand the Denial: Read the denial letter carefully. Look for a clear explanation of why the claim was denied.
Start with a Call: Ask member services to clarify the denial reason. Verify if it can be resolved informally.
File an Appeal: File a formal, written appeal if informal resolution doesn’t work.
Coverage Length Limitations
You may find that the provided coverage length isn’t enough for detox. Cigna may have approved an initial inpatient detox stay of a few days or a couple of weeks.
Your treatment team should request an extension if you haven’t stabilized or still present a high medical or psychiatric risk. For example, you may have withdrawal complications, co-occurring conditions, or suicidal ideation. Ensure the extension request is made before the initial authorization expires.
In some cases, your condition may not allow time for pre-authorization. Thus, you or the facility should contact Cigna as soon as possible with relevant details to request continued care.
Misunderstanding Plan Types
Here’s a comparison of detox coverage in three main Cigna plan types:
Health Maintenance Organization (HMO): Covers in-network care only except in emergencies. It requires you to have a primary care provider (PCP) and referrals for specialists or detox programs. It also offers low premiums and out-of-pocket costs.
Preferred Provider Organization (PPO): Covers both in-network and out-of-network care, though in-network is cheaper. You also don’t need a PCP or referrals. Its flexibility comes at a cost. It has more expensive premiums.
Exclusive Provider Organization (EPO): Allows you to seek in-network care only, except in emergencies. Also, no PCP or referrals are needed.
Myths About Cigna Detox Coverage
“Detox Isn’t Covered Unless You’re Hospitalized”
Cigna covers outpatient and inpatient/residential detox, not just care provided in hospital settings. The key is medical necessity. If outpatient detox is sufficient and safe based on the ASAM Criteria, Cigna can approve it.
Cigna’s coverage isn’t limited to hospitalization. It considers the most appropriate treatment program based on your situation and approves it if medically necessary. So, inpatient detox, outpatient detox, and medication-assisted detox are at your disposal, based on medical necessity.
“All Detox Medications Are Paid For”
Not all detox-related medications are covered or fully paid for by Cigna. They must be on your plan’s formulary and may require prior authorization or have other restrictions.
Cigna’s plans have lists of drugs covered. These lists determine the conditions under which medications are covered. Cigna may not offer coverage for drugs not listed, unless it grants an exception. For included medications, prior authorization, step therapy, and quantity limits may apply.
“You Can Only Use One Detox Program in a Lifetime”
Cigna doesn’t limit you to a single detox program for life. Coverage depends on current clinical need, not past use.
Treatment can repeat itself if you relapse. Whenever you seek coverage, Cigna reviews your need for necessity and appropriateness. Coverage resets each benefit year (or based on policy terms), making it possible to address recurring needs.
Your Path to a Safe Detox Starts with Nirvana Recovery
You may not know where to start when considering joining a detox program. You may be worried about its costs or navigating insurance. Safe, affordable detox is possible with Cigna coverage. Cigna makes your first steps to recovery worthwhile. It removes the stresses surrounding your access to care and provides coverage that is deemed necessary and appropriate.
Verifying insurance yourself can seem complicated and time-consuming. Our team at Nirvana Recovery has the time and expertise to verify insurance for you. We want to contribute to securing your approval and matching you with the right program.
We’re happy to help you verify your insurance, saving you time. We will also help you understand what you get from your cover and what it means for your access to care. Contact our team at Nirvana Recovery today for confidential insurance verification.
Frequently Asked Questions
How Much Does Detox Cost with Cigna Insurance?
The amount you pay depends on your deductible and cost-sharing tier. Here’s what you need to know:
Bronze plans have about 0% in-network coinsurance after meeting your deductible
Silver to Platinum plans have around 20%-50% in-network coinsurance; the rates are higher for out-of-network care
Does Cigna Cover Inpatient And Outpatient Detox Equally?
No, it doesn’t. Cigna covers both inpatient and outpatient detox, but it doesn’t cover them equally. Which of the two Cigna will pay for, and how much you pay, depends on the following:
Cigna-Covered Detox Programs in Phoenix, Arizona
Published On September 22, 2025
Table of Contents
There’s an urgent need for professional detox when recovering from substance use disorders (SUDs). It’s because withdrawal symptoms associated with substances like alcohol or opioids can be very uncomfortable or even life-threatening. Professional detox provides medication-assisted treatment (MAT) services, where you use medications to ease withdrawal symptoms safely.
However, professional detox can be very expensive. Choosing a program covered by insurance reduces financial stress, allowing you to focus on recovery. Cigna is a major insurer that covers a wide range of SUD services, including medically necessary detox. However, coverage depends on your exact Cigna plan and whether you’re seeking in-network or out-of-network care.
If you’re considering detox programs in Phoenix or insurance verification, please reach out to our team at Nirvana Recovery. We’re a trusted local partner for both SUD treatment and insurance verification.
Understanding Cigna’s Coverage for Detox Services
Why Detox Is a Critical First Step in Recovery
Medical necessity for detox is not the same for every drug or person. It’s influenced by the following:
Here’s an overview of substance-specific reasons why detox is medically necessary:
Quitting “cold turkey” without supervision can lead to the progression of withdrawal symptoms. In high-risk situations like alcohol withdrawal, it can lead to death.
How Cigna Classifies Detox Treatment
Inpatient Detox
Involves continuous nursing and medical care. The following is provided in a hospital or residential medical unit:
Cigna approves this level of care when it determines moderate to severe withdrawal risk or expected complications.
Outpatient Detox
Involves withdrawal management in a non-residential setting. The care can be provided in a clinic, a physician’s office, or a structured outpatient program.
Cigna may approve this care when there’s a low to moderate withdrawal risk. Reliable social support and the ability to return to care as soon as symptoms worsen can also influence this approval.
Emergency Detox
Involves short-term stabilization in an emergency department. It includes the management of acute withdrawal complications like seizures, severe dehydration, or suicidal ideation.
Cigna covers emergency services when medically necessary. However, subsequent inpatient admission or transfer to a detox program will be evaluated for medical necessity.
Federal and State Insurance Protections
The Affordable Care Act (ACA) made SUD treatment an Essential Health Benefit (EHB) for most individual and small-group market plans.
The Mental Health Parity and Addiction Equity Act (MHPAEA) mandates that a plan’s financial rules and treatment limits for SUD services be no more restrictive than the same rules for medical or surgical benefits.
The Arizona Department of Insurance and Financial Institutions (DIFI) provides guidance requiring a uniform pre-authorization request form. It also sets standards for pre-authorization processing (timelines and disclosure of clinical criteria). This means providers and facilities in Arizona should use the state’s uniform prior-authorization form when requesting authorization for detox services.
Types of Cigna-Covered Detox Programs in Phoenix
Inpatient Medical Detox
It involves 24/7 supervision since some withdrawal complications, like seizures, can happen abruptly and outside regular clinic hours. Constant supervision enables staff to respond immediately to such changes. The medical team that helps with this type of detox may consist of the following:
The staff may provide different medications to help with withdrawal management.
Cigna will cover inpatient medical detox when it’s medically necessary. However, some plans may require the facility or healthcare provider to document medical necessity and request authorization before admission.
Emergency care for acute withdrawal is covered without prior authorization. But inpatient admissions that follow must be reported as soon as possible for review.
Outpatient Detox Programs
Outpatient detox can be safe and effective for people with lower medical or psychiatric risk, reliable support, and easy access to emergency care. The following are more conditions that make this level of care appropriate:
Inpatient detox would be a safer choice if any of these or the former conditions are missing.
Outpatient detox is the cheapest detox program, compared to inpatient and emergency detox. It’s because there’s no overnight stay or 24/7 nursing station, and it involves fewer staffing hours.
In-network detox services are offered at lower out-of-pocket costs compared to out-of-network services. Some plans cover in-network detox only, while others cover both, even with the extra out-of-pocket costs of out-of-network care.
Medication-Assisted Detox
Cigna has varying coverage for detox using different medications. Let’s have a look at the three common ones.
Specialized Detox for Co-Occurring Disorders
Cigna covers both mental health and substance use disorder services. It will authorize medically necessary detox for people with co-occurring diagnoses. However, coverage depends on the following factors:
Many Cigna plans include benefits for behavioral health and substance use. Treatment recommendations use a level of care approach after assessment. Thus, programs that treat both substance use and mental health disorders can be covered when clinically appropriate.
Treating withdrawal and the co-occurring mental health condition improves safety by reducing suicide risk or preventing destabilization. It also supports authorization for SUD and mental health services.
How to Verify Your Cigna Coverage for Detox in Phoenix
Reviewing Your Policy Documents
You can locate detox coverage in your Summary of Benefits and Coverage (SBC). It’s an overview of the covered services and their levels of cost-sharing. Look for sections titled “Behavioral Health/Substance Use Disorder Treatment” or close to that. You may find information on whether detox or withdrawal management is included or whether it’s part of broader behavioral health services.
Detox may appear as a footnote or sub-bullet within broader behavioral health benefit lines. If you don’t find it listed by name, look for phrases like “Substance Use Disorder” with the mention of residential treatment, detox, or MAT.
Calling Cigna Member Services
Ask questions about the following:
In-Network Status
Out-Pocket Costs
Length of Stay Limits
Using a Detox Facility’s Verification Service
Insurance verification can seem complicated, but that’s why you have resources like Nirvana Recovery. We can handle the verification for you. Our admissions team can find out your Cigna benefits quickly and accurately. This information will help you determine what detox, rehab, or MAT services might be covered. With that, you’ll know whether your plan is sufficient for the services you need it for.
Our team at Nirvana is experienced in running confidential checks. We can also verify the following for you:
You simply need to contact our admissions team to get started. We will request your member details before submitting a benefits check to Cigna. Once we get the results, we’ll interpret them for you.
Understanding Pre-Authorization Requirements
Cigna may not cover some detox and MAT services unless you receive authorization. If you proceed to seek care without authorization, you may end up being responsible for the full cost.
Furthermore, timing is crucial in addiction treatment. Short delays can lead to relapse, overdose, or severe withdrawal complications. If you end up quitting a substance like alcohol “cold turkey” due to delays caused by failed authorization, you may risk death.
To avoid delays in admission, find out in advance whether pre-authorization is required. Document medical necessity thoroughly, noting information like:
Ensure your pre-authorization request is submitted electronically without errors.
In-Network vs. Out-of-Network Detox Programs in Phoenix
Cost Differences
Before we look at cost differences, let’s understand the terms you’ll come across:
In-network providers and facilities have negotiated rates with Cigna, so their overall cost is lower. Out-of-network facilities and providers can charge more than what Cigna deems “allowed.” You’ll be responsible for the difference, on top of your cost share. Expect higher deductibles, coinsurance rates, and copays.
When Cigna Might Cover Out-of-Network Detox
Cigna may cover out-of-network detox when there’s justified medical necessity. Detox must be clinically essential. This determination is based on a physician’s assessment of high-risk cases like the following:
Insurers don’t come up with their detox rules. They align their decisions with established standards like the American Society of Addiction Medicine (ASAM) Criteria.
Cigna may also make a network gap exception. This insurer, among others, is legally required to maintain an adequate network. Enough qualified providers and quality facilities must be available within reasonable travel and wait times.
When detox lacks an available network, the network gap exception may apply. Cigna may permit your out-of-network care at in-network rates for a single case. This means you shouldn’t expect higher deductibles, coinsurance, or copays.
How to Find In-Network Facilities
You can find in-network facilities using Cigna’s provider directory. Visit the Cigna Health Care Provider Directory and follow the steps below:
Common Insurance Challenges and How to Overcome Them
Denied Claims
You may wonder why your claims were denied. Here are common reasons:
A denial isn’t the end of the road. You can always appeal. Here’s how:
Coverage Length Limitations
You may find that the provided coverage length isn’t enough for detox. Cigna may have approved an initial inpatient detox stay of a few days or a couple of weeks.
Your treatment team should request an extension if you haven’t stabilized or still present a high medical or psychiatric risk. For example, you may have withdrawal complications, co-occurring conditions, or suicidal ideation. Ensure the extension request is made before the initial authorization expires.
In some cases, your condition may not allow time for pre-authorization. Thus, you or the facility should contact Cigna as soon as possible with relevant details to request continued care.
Misunderstanding Plan Types
Here’s a comparison of detox coverage in three main Cigna plan types:
Myths About Cigna Detox Coverage
“Detox Isn’t Covered Unless You’re Hospitalized”
Cigna covers outpatient and inpatient/residential detox, not just care provided in hospital settings. The key is medical necessity. If outpatient detox is sufficient and safe based on the ASAM Criteria, Cigna can approve it.
Cigna’s coverage isn’t limited to hospitalization. It considers the most appropriate treatment program based on your situation and approves it if medically necessary. So, inpatient detox, outpatient detox, and medication-assisted detox are at your disposal, based on medical necessity.
“All Detox Medications Are Paid For”
Not all detox-related medications are covered or fully paid for by Cigna. They must be on your plan’s formulary and may require prior authorization or have other restrictions.
Cigna’s plans have lists of drugs covered. These lists determine the conditions under which medications are covered. Cigna may not offer coverage for drugs not listed, unless it grants an exception. For included medications, prior authorization, step therapy, and quantity limits may apply.
“You Can Only Use One Detox Program in a Lifetime”
Cigna doesn’t limit you to a single detox program for life. Coverage depends on current clinical need, not past use.
Treatment can repeat itself if you relapse. Whenever you seek coverage, Cigna reviews your need for necessity and appropriateness. Coverage resets each benefit year (or based on policy terms), making it possible to address recurring needs.
Your Path to a Safe Detox Starts with Nirvana Recovery
You may not know where to start when considering joining a detox program. You may be worried about its costs or navigating insurance. Safe, affordable detox is possible with Cigna coverage. Cigna makes your first steps to recovery worthwhile. It removes the stresses surrounding your access to care and provides coverage that is deemed necessary and appropriate.
Verifying insurance yourself can seem complicated and time-consuming. Our team at Nirvana Recovery has the time and expertise to verify insurance for you. We want to contribute to securing your approval and matching you with the right program.
We’re happy to help you verify your insurance, saving you time. We will also help you understand what you get from your cover and what it means for your access to care. Contact our team at Nirvana Recovery today for confidential insurance verification.
Frequently Asked Questions
The amount you pay depends on your deductible and cost-sharing tier. Here’s what you need to know:
No, it doesn’t. Cigna covers both inpatient and outpatient detox, but it doesn’t cover them equally. Which of the two Cigna will pay for, and how much you pay, depends on the following: